Seamless insurance and annuities integration for RIAs

Halo offers the first full-service insurance platform purposely built for the RIA. Our ethos is to provide best-in-class insurance education, solution access, and product guidance for the independent advisor with an approach that aligns with your fiduciary duty.

We offer an expansive list of product solutions unmatched in the industry:

Outsourced Insurance Services

Designed for fee-only advisors to access a broad marketplace of fee-based variable and fixed annuity and life insurance products without the burdens of licensing, paperwork, or administrative hurdles.

Brokerage IMO

For advisors who plan to use their insurance license, our tech integration, case design, and product suite (70+ carriers) streamline implementation. Access due diligence and advanced market expertise for complex cases.

Legacy Book Platform

For advisors leaving a broker-dealer who don’t want to leave annuity and life policies behind, Halo allows you to streamline policy management, ensure continuity, and retain control — all while delegating administrative and licensing burdens.

How we help our RIA partners growth

Planning guidance

Make informed decisions with a comprehensive review from our team of advanced estate and tax planning experts.

Fiduciary-first approach

Transparent, client-focused solutions aligned with your values.

Enhance enterprise value

Build trust, diversify revenue, and strengthen client relationships with holistic, fiduciary-aligned planning.

Efficiency

Save time on the logistics of licensing, research, paperwork, and data so you can focus on your clients.

Maintain independence

Delegate confidently. No sales agenda — just objective guidance. Our services adapt to your standard of care.

No cost or commitment

Flexible engagement on your terms.

Our suite of insurance offerings

Helping RIAs expand impact with insurance solutions

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Expand your product offering

With 15+ carrier partners offering advisory solutions, our team of licensed, credentialed experts provide a full-service OID to maximize your product offering while keeping assets under your control.

Fiduciary-first approach

Halo partners with advisors to deliver fiduciary-aligned strategies, so you can focus on advising clients.

Save time

Enabling fee-only advisors to offer best-in-class annuity and lie insurance solutions without the licensing hurdles, conflicts, or added headcount.

Outsourced Insurance Offerings:

Variable Annuitiy
Registered Index Linked Annuity (RILA)
Variable Universal Life
Private Placement

Term Life
Whole Life
Universal Life
Indexed Universal Life

LTC & Disability
Fixed Annuity
Indexed Annuity
MYGA, SPIA"

Insurance solutions for licensed RIAs

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Enhance your insurance practice

With 70+ carrier partners, white glove case management, and data-driven reviews and analysis, our team is here to strengthen your existing insurance practice.

Streamline operations

Halo’s technology and credentialed specialists boost product research, implementation, and offload administrative burdens.

Elevate your client experience

Halo’s robust education library and fiduciary-first mindset can help both advisors and clients make informed investment decisions.

Maintain access to your book of annuity business

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Better policy management

For RIA’s transitioning to a fee-only model, Halo becomes your broker of record on all in-force annuity contracts.

Avoid client-disruption

Retain your clients valuable benefits while avoiding long-term contracts, membership fees, licensing costs, and other administrative hurdles.

Evolve your business

Align your annuity contract service and advice to enhance enterprise value and grow with your business.

Why one advisor brought his book to Halo

Andrew “Bubba” Labas from Cooley & Labas Financial Advisors spent years in the commission-based broker-dealer channel before moving his legacy annuity book to Halo. He walks through that transition, from breaking away from his old channel to leaning on Halo’s team for back-end service work like rebalances and distributions.

Let’s simplify insurance together

Flexible and scalable

Support for advisors with or without insurance licenses tailored to your operational and product solution preferences.

Integrated technology

Our platform simplifies case design, implementation, policy management and data aggregation.

Experienced guidance

Our specialists bring decades of unbiased, research-driven, fiduciary aligned insurance recommendations at the highest level of care and professionalism.