The pressure
Diversification doesn't always soften the fall.
When markets turn, stocks and bonds can fall at the same time, leaving clients with less protection than expected.
Plan for market volatility before it arrives.
Design portfolios around your clients’ goals, with protection built in from the start.
Made to scale with companies of all sizes
The market problem
Protective investing is the exception, not the default.
The Gap
Protection is difficult to scale.
Sourcing, managing, and documenting defined outcome strategies gets harder across client portfolios.
The consequence
Protection gets built in too late.
Protection often becomes a priority after markets fall, rather than being built in from the start.
Demand for protection is growing.
The U.S. Structured Investment market has more than tripled in the last 8 years.
Source: StructuredRetailProducts.com, Structured Products Weekly, Goldman Sachs & Barnabas Capital. As of 6/30/2026.
Why Halo is different?
Where all sides of the wealth management industry meet.
Halo’s ecosystem connects advisors and enterprises, investment product manufacturers, and technology providers, enabling financial advisors to design, execute, and manage defined outcomes.
With Halo
Protective investing is made possible
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01
Core, not tactical
Protection stops being a reaction.
Defined outcome strategies sit in the allocation from the start, not as a satellite trade.
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02
Ecosystem
The lifecycle runs in one place.
Issuance, integration, management and reporting, rather than a marketplace that stops at the trade.
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03
Built by practitioners
Built by advisors, for advisors.
Halo was created by former advisors who understand the technology needed to build protection into portfolios from the start.
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04
Institutional-grade
Institutional capabilities, independent delivery.
Aura, Advanced Wealth Solutions and private-bank-style tools, without the private bank.
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05
Education-led, ethics-driven
Built to support informed decisions.
Independent of manufacturers, with education, analytics and documentation built for a fiduciary decision rather than product volume.
Where you fit
Meet Halo.
One wealth management technology ecosystem for protective investing at scale
Advisors & Teams
Grow and differentiate
Access private-bank-caliber tools to grow and differentiate — without sacrificing your independence.
Enterprises
Scale it safely
One platform. Complete oversight. Scalable solutions for every advisor on your platform.
Wealth Solutions
Expand the shelf
Power your platform with institutional-grade protective investing solutions.
Manufacturers
Reach the RIA channel
Reach the RIA channel at scale. Reduce manufacturing costs. Unlock new distribution.
Make protective investing the default, not the exception.
The Halo journal
Insights for protective investing
Explore educational articles, market trends, and perspectives on defined outcome and protective investing.
- 12 Insurance Planning Flags Advisors Should Never Miss: A Fiduciary Guide
- Treasury Yields Climb as Stock Gains Narrow: September 2026 Market Recap
- Private Placement Life Insurance and Annuity: The Strategic Guide for Advisors Serving Ultra-High-Net-Worth Clients
- Stocks Scaled August’s Wall of Worry. Can the Rally Survive September?
- Hedging and Monetization Strategies for Concentrated Equity Positions
- The Great AI Shakeout: What July’s Stock Market Volatility Means for Investors
- Understanding Catapult Structured Notes: How the First Observation Date Shapes the Payoff Path
- Two Ways Advisors Can Use Structured Notes: Layered Vs. Replacement Allocations
- The New Volatility Trade: What Market Rotation Means for Investors
- Understanding Structured Notes: Hard Protection (Buffer)
Frequently asked questions
Why is the 60/40 under pressure?
The traditional 60/40 is facing pressure from elevated equity valuations, higher stock-bond correlation, and wider drawdowns, challenging bonds’ traditional role as a portfolio shock absorber.
How do defined outcome investments act as a shock absorber?
Defined outcome investments work alongside stocks and bonds, adding protection to help manage downside risk by specifying the downside rather than diversifying against it.
Is protective investing only for large accounts?
No. Halo offers a range of investment minimums based on account size, helping make these investments accessible to a broader range of investors.
What are the risks of structured notes, and is the protection guaranteed?
No, protection is not guaranteed. Where a note offers principal protection, that protection is subject to the credit risk of the issuing institution, not Halo, and many notes do not offer it at all. Other risks include market, credit, and liquidity risk, complexity in the payoff structure, and uncertain tax treatment. Notes are generally illiquid and intended to be held to maturity.
Does added protection limit the upside?
Usually, yes. The tradeoff is defined upfront, which is part of the purpose of a defined outcome investment.
When should protection be added to a portfolio?
As part of broader allocation decisions, rather than as a reaction to a drawdown already underway.
